SYNCHRONY BANK - Promotional offers -APR refers to Annual Percentage Rate
Below you will find details regarding the promotional offers. All promotional offers are available at all times, and the choice of offers is solely at the discretion of the cardholder.

*Plan 924
No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest).
No monthly interest charges will be assessed if the promotional purchase is paid in full within 18 Months. If the promotional purchase is not paid in full within 18 Months, monthly interest will be imposed from the date of the purchase at 26.99% APR. Fixed monthly payments are required to equal 2.50% of the highest balance applicable to this promo purchase, rounded to the next highest whole dollar, until paid in full. Regular account terms apply to non-promotional purchases and after the promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promotional purchase is paid in full.

†Plan 980
Reduced 5.99% APR and fixed monthly payments equal to 3.00% of the promo purchase amount - Until Paid in Full.
Monthly interest will be assessed on your promotional purchase from the purchase date at 5.99% APR and fixed monthly payments are required equal to 3.00% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 37 months. Regular account terms apply to non-promotional purchases.

‡Plan 943
Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount - Until Paid in Full.
Monthly interest will be assessed on your promotional purchase from the purchase date at 9.99% APR and fixed monthly payments are required to equal 1.25% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 132 months. Regular account terms apply to non-promotional purchases.

§Plan 971
Reduced 7.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount - Until Paid in Full.
Monthly interest will be assessed on your promotional purchase from the purchase date at 7.99% APR and fixed monthly payments are required to equal 2.00% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 61 months. Regular account terms apply to non-promotional purchases.