Synchrony Financial

Special financing can help to make your home improvement a reality.* 

With Synchrony Financial, one of the premier consumer financial services companies in the United States with over 80 years of retail heritage and over 20 years' experience in the home improvement business, you have the opportunity to apply for a credit card that can help you make the purchases you really want or need. And, as the largest provider of private label credit cards in the United States**, we give you the convenience of:

• A simple application process and quick credit decision
• Unsecured revolving credit lines for future purchases***
• Convenient monthly payments

_{*Subject to credit approval. Minimum payments required. See dealer for details.
**Based on purchase volume and receivables.
***Subject to credit approval.
Credit is extended by Synchrony Bank.}

_{LEARN MORE: mysynchrony.com↗}

SYNCHRONY BANK - Promotional offers -APR refers to Annual Percentage Rate

Below you will find details regarding the promotional offers. All promotional offers are available at all times, and the choice of offers is soley at the discretion of the cardholder.

Plan 943

Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount - Until Paid in Full.

Monthly interest will be assessed on your promotional purchase from the purchase date at 9.99% APR and fixed monthly payments are required to equal 1.25% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 132 months. Regular account terms apply to non-promotional purchases. 

Plan 971

Reduced 7.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount - Until Paid in Full.

Monthly interest will be assessed on your promotional purchase from the purchase date at 7.99% APR and fixed monthly payments are required to equal 2.00% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 61 months. Regular account terms apply to non-promotional purchases.

Plan 980

Reduced 5.99% APR and fixed monthly payments equal to 3.00% of the promo purchase amount - Until Paid in Full.

Monthly interest will be assessed on your promotional purchase from the purchase date at 5.99% APR and fixed monthly payments are required equal to 3.00% of the initial promo purchase amount until paid in full. This fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Estimated payoff period 37 months. Regular account terms apply to non-promotional purchases.

Plan 924

No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest).

No monthly interest charges will be assessed if the promotional purchase is paid in full within 18 Months. If the promotional purchase is not paid in full within 18 Months, monthly interest will be imposed from the date of the purchase at 26.99% APR. Fixed monthly payments are required to equal 2.50% of the highest balance applicable to this promo purchase, rounded to the next highest whole dollar, until paid in full. Regular account terms apply to non-promotional purchases and after the promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promotional purchase is paid in full. 

EnerBankUSA

It's quick and easy to apply. Complete your home improvement project now instead of later! You'll receive a credit decision in seconds. EnerBank will send you the loan documents and Payment Authorization Form for review and signature. 

To learn more about EnerBank, visit us online!
enerbank.com↗

Three Easy Ways to Apply

Use the information provided below when applying. You'll also need to know your loan amount, schedule an appointment with a Brennan consultant to receive a project quote.

Apply with EnerBank's Mobile App:
Available on your contractor's device

Apply by Phone:
866-303-7100

Apply Online: 
application.enerbank.com↗
Program Phone Number: 866-303-7100
Contractor ID: 315
Loan Code: Listed Below

4 Options to Pay for Your Project

EXCLUSIVE OPTIONS FOR BRENNAN PROJECTS!

• SAME-AS-CASH
  12-Month Same-As-Cash Loan*
  $1,000 to $75,000
  Loan Code: DNT5325
  No Monthly Payments & No Interest*If repaid in full within the same-as-cash period
• LOW MONTHLY PAYMENT
  7.99% APR 5-Year Loan**
  $3,500 to $75,000
  Loan Code: DNT5358
• LOW MONTHLY PAYMENT
  9.99% APR 12-Year Loan**
  $10,000 to $75,000
  Loan Code: DNT5356

ANY PROJECT!

• LOW MONTHLY PAYMENT
  Traditional Installment Loan***
  $1,000 to $75,000
  Loan Code: DNT5322
  Credit Dependent Interest Rate as low as 8.99% APR***

_{Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.}

_{*19.99% fixed APR, effective as of January 2024, subject to
change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.}

_{**7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments
due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.}

_{***9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period.
When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment
due 30 days from the end of the open line period. 144 monthly payments of $11.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00. ^8.99% to 24.49% fixed APR, subject to change. Minimum
loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments vary between $11.37 and $94.80 per $1,000 borrowed. The minimum monthly payment
will be no less than $50.00.}